Showing posts with label money-saving tips. Show all posts
Showing posts with label money-saving tips. Show all posts

Wednesday, April 13, 2011

Update on No-Buy

Well, our first two weeks of No-Buy went GREAT! Only $38 for the first two weeks of the month for Groceries (two trips to Fred Meyer for milk, bread, and produce)!

Here are some of my highlights:

*We usually do a guessing game with candy for our Church's annual conference to make sure the kids listen to the speakers. We brainstormed and decided we could use chocolate chips, marshmallows, and fruit snacks, and the kids were perfectly happy!

*I had planned to go to the store and buy some snacks for my students for state standardized testing time (I had a small group of 3). One of them requested peanuts in the shells, and it turns out I had a bag in our pantry!

*We had amazing posole, a Mexican soup with pork and hominy. Who knew we had a can of hominy in our pantry? Who even knew what hominy was? Not me, on either count!

*Way higher consumption of leftovers since we were trying to preserve the food we had on hand.

*My husband said we generated much less trash as well. Not sure where the correlation is here, since we don't use very many packaged foods. So maybe it was just chance, not sure yet.

Overall, a very successful experiment. We're on to two weeks of grocery shopping as normal, then once May 1st rolls around we'll start No-Buy again.

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Friday, March 11, 2011

Amazon.com Subscribe & Save

So I recently began looking more carefully at our budget and realized we were spending quite a bit on groceries and household products. And while I like the IDEA of couponing, the reality is difficult for me, largely because I live in Alaska, where our coupon inserts are very sparse and food prices are extremely high.

So I began blog-hopping and discovered something I had never heard of - Amazon's Subscribe & Save. Amazon.com sells groceries, and with Subscribe & Save you can get an additional 15% off if you sign up to have them delivered at certain intervals (1, 2, 3, or 6 months). Amazon also has their own coupons and coupon codes. And shipping is FREE for any amount, which is a huge plus if you are one of my Alaskan friends! You can easily cancel or change the frequency of your delivery at any time.

Right now Amazon.com has a 10% off code for Kellogg's cereals, plus an additional 15% off if you do the Subscribe & Save. The cereal comes in at under $2/box, which is not great for those who can do couponing, but in Alaska, that's a pretty great price. This extra 10% off ends March 31st.

I got 4 of the 16-oz. boxes of Raisin Bran for $6.97 shipped, or about $1.75 per box. Not too bad!

So go check out Amazon's Subscribe & Save service!

Does anyone else use Subscribe & Save? What are some of the good deals?

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Tuesday, November 24, 2009

Guest Post: The Lazy Girl's Guide to Saving Money

Hello, my name is Autumn and I’m lazy.

I should clarify: I’m naturally lazy. Over the years I’ve been able to refine my skills, yes, skills, of being lazy into what others might call “efficiency." Hopefully, I can share some of the wisdom I’ve acquired through my aversion to hard work onto you.

I told Katie that I was looking for a lazy girl’s guide to organization but came up short. That’s when I thought, ‘Hey, maybe I could write something like that.’ Well, if you’re looking for organizational skills, I’m not the one to ask. Yet. So to tide you over until I become efficient in that area, here are some things I’ve learned about saving money.

I don’t use coupons. That would fall under the title of “Hard Work,” which I, of course, avoid. Instead, I sign up for the “club cards” the grocery stores I go to offer. Easy. Then while I’m shopping and trying to decide between different brands of the same item I look at their price per unit. This could also be per pound or per ounce, depending on what you’re buying. This is a much more accurate comparison than just looking at the price alone. Plus, you don’t have to do the math; the store has already done it for you. And at the end of that productive shopping trip you could get a nice little coupon that you didn’t have to clip.

Two words: free stuff. You can find free stuff ALL OVER, especially with the internet. First, craigslist.com has a whole section devoted to free stuff. As a mom some of my favorite sites with giveaways are Seeryus Mama and Now What Baby. Sign up for their feeds and they’ll send you info on giveaways and reviews. I’ve gotten some great stuff including baby shoes, lotion and gift cards.

Your local library is an amazing resource for free stuff. They have an in on what’s going on in your community. Plus, you get to borrow books and movies without paying a cent (unless you have a sweet little baby that likes to chew corners off of board books, but I digress). Speaking of books, goodreads.com is not only a great resource for reviews but they also have their own giveaway system. It’s call first reads and publishers give out a certain number of either pre- or post-release books for ordinary people like you and me to review. I’ve gotten two so I can vouch that it’s the real deal.

While we’re discussing public services let’s talk about transportation and parks. Usually when people think about public transportation their first thought is “gross” and a close second is “crazy people”. Well, that’s hit or miss depending on your city, where you live and where you want to go. Try it, though, at least once. You might be able to get a bus pass or some kind of discounted fare if you find it’s cost effective for you. And if you do decide it really is too disgusting or risky because of their clientele try walking. Exercise + free transportation = happiness.

Parks are a great alternative to other kid-friendly/wallet-busting activities. Heck, even if you don’t have kids it’s wonderful to sit outside reading your free book that you got from the library or won from first reads. Check out your local museums, too. They’ll often offer discounted days or rates depending on your situation.

My in-laws are notorious for their amazing finds at thrift stores and estate sales. Admittedly, this does require some leg work which is probably why I haven’t caught the shopping bug yet. See if there’s a Goodwill Outlet near you. They sell stuff by the pound. Take a moment to imagine all the things you could get…

“Never say ‘no’ to gifts” has become one of my mantras. This may take some getting used to if you value your pride like I did. Look at it this way: you’re getting what you need/want while the person giving it to you is able to de-clutter their home. It’s a win-win. Like they say, “Don’t look a gift horse in the mouth.” I know that doesn’t quite apply here in the traditional sense. Just replace “gift horse” with “gift-giving friend”. Imagine how that could affect your relationship.

And, finally, don’t buy something you can make yourself. There is a website devoted to the myriad of uses for vinegar. Amazing. This list is by no means extensive as I trust you all know how to use Google.
Baking Soda – taking out ring-around-the-collar
Olive oil – eye make-up remover
Dish soap – removing make-up from clothing or bedding
Seriously, just Google “how to make ___” and BAM! You’re practically done already.

Thanks, Autumn! We'd love to hear from you again any time!

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Monday, October 5, 2009

Deal at Target this week

At Target this week they are having a good Motts deal. If you buy 5 of their juices or applesauce 6-packs, you get a $5 Target gift card. At my Target the 6-packs of applesauce are $1.69 (making them 69 cents each) and the juice was $1.79. The packs of applesauce had lots of yummy flavors too, like peach, strawberry, and Granny Smith apple. I think you can do this multiple times in one transaction.

So, if you needed an excuse to go to Target this week, now you've got one! Off you go!

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Monday, August 31, 2009

Organizing Tips for Gift Wrap, Crafts and More

A couple of years ago I took the time to get all my craft supplies, gift wrapping supplies and party supplies cleaned up and organized. It was well worth the time and effort. I've had people tell me my closet is like a mini store, which is awesome because that's exactly what I was going for! I rarely ever have to buy things like gift wrap, bows, bags, paint, stickers, paper, markers, stationary... They are all right there waiting for me when I need them.

The best way to build up your own supply is to recycle, recycle, recycle. Put on your nerd hat at parties and fold up the used tissue paper for future use. Keep bows and nice ribbon and obviously hang on to those gift bags. Shop clearance and heavily discounted items post-holidays. And to get yourself some basics, shop your local Dollar stores. If you do this for a year or two, you'll have a bunch of stuff that you're not sure where to store or how to organize.

It'll then be time to branch out into some drawers or totes of some kind. I like the plastic three drawer towers personally, but any type of storage device will do. You can get creative with this if space and money is limited. I am fortunate enough to have some extra space in my son's closet, so that is where my little plastic drawer shrine is located. Labels on the outside of the drawers are the icing on the cake and make anything you need right at your fingertips.

Not only will you feel calm and organized when holiday, party or craft events come around, but you'll be saving yourself money as well. If you do decide to splurge on some nice storage drawers they will pay for themselves after just a couple of times that you DON'T have to run to the store and grab a last minute gift bag, bow, card and tissue paper (easily $10).

Here are some pictures of my mini store. I've also got my baby supply drawers right next to them. And Austin decided to make a cameo appearance in the photos too! Cute boy.

I don't know if you can see inside the second drawer from the top on this picture, but it's where all my bows and ribbon are stored. I came up with a great way to store all those fancy thick ribbons you get on packages. Take an empty wrapping paper tube and cut it to the length you want. Then wrap the ribbon around the tube and secure it with tape, a staple or a rubber band. It keeps all those ribbons looking like new and makes storing and reusing them a breeze.

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Tuesday, July 14, 2009

Homemade Baby Food

Making your own baby food is really not as hard as it sounds. I discovered the art of making homemade baby food after buying jar baby food for my twins for about a month. They were big eaters, so the cost of buying jar upon jar of food was getting a bit ridiculous. I decided to look into making my own and was pleasantly surprised at how easy it was and how good it made me feel as a Mom. I'm now am on my third baby and have made all of his food thus far. He's been a huge eater as well, so I feel good knowing that I've saved us a little money by taking the time to make my own. Not only that, but I think the food tastes better and has higher nutritional value.

The best website out there (in my opinion), that will walk you through every step and detail is:
http://www.wholesomebabyfood.com/

They've got instructions on how to make and freeze your food, details on what's appropriate for each stage/age, recipes for all kinds of baby and toddler finger foods, and much more. I am particular fond of the Sweet Potato Fries in the Baby Finger Foods section of the website.

For any Mom's out there that have thought about trying to do it, I say go for it! There is a bit of a learning curve the first couple of times you do it, but after you get the hang of it it's really slick. Give it a try and have fun!

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Tuesday, June 30, 2009

Good deals!

This is one of the best times to buy kids' clothes if you stock up for the bigger sizes like I do. Yesterday at the mall I noticed that Children's Place was having their Monster Sale, and Old Navy had a ton of stuff on Clearance, plus an additional 25% off your entire purchase if you use your Old Navy/GAP/Banana Republic card.

Also, we popped into the Disney store while we were their, and their character flip-flops and sunglasses are only $1.60! Can't beat that!

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Saturday, June 20, 2009

Simple Couponing – For the Faint of Heart

I am a fan of couponing. I figure if you can save a buck or two, you should. If you can save money on groceries you’ll have more funds for shoes, right? (DSW.com – I’ll be coming to you soon…)

However, I’m definitely into “couponing-lite.” I am in awe of those bargain-divas who can get $200.00 worth of groceries for $20.00 and I am well aware of the effort they put in to score these awesome deals. Well… I don’t really have the gumption or the prowess to do this type of mega-couponing, so I keep it simple. I am also a non-confrontational wimp and don’t have the guts to stand up to bossy cashiers (those who do the CVS and WAGS deals know what I’m talking about.)

Here are my simple couponing tips:

1) Organize!

I know this is a no-brainer, but here is the method that works for me. I have a handy-dandy expandable accordion style coupon organizer. I label the little folders with basic categories: dairy items, canned goods, condiments and dressings, snacks, cereal, toiletries, medicines, cleaners/laundry and baby items.

Every Sunday I go through the inserts and cut out coupons for items that I know our family use. I toss the rest – I can’t deal with clutter – it hurts my brain. I then file them away in my organizer.

2) Keep an eye on store deals and circulars.

This is pretty simple and I’ve found it’s the most time effective way to save money on your grocery bill. Stock up on basics – utilize your freezer –plan your meals around the specials. I admit, I am not hard-core on this one – I pick the grocery store I use most and make one big trip once a week. For me, the simpler the better and one stop shopping works for me and my house.

I also like to use website that combine coupons with store deals. My favorite is www.thegrocerygame.com You have to pay a small subscription fee, but I feel it’s worth it for a lazy couponer like me!

3)Visit the websites of your favorite products:

I’ve found this is the best way to get coupons for things like organic/natural foods, your favorite toiletries and cleaning products. Most will have a direct link to either a printable coupon or a way to request one. You can always send a complimentary e-mail; you might score a sweet coupon or sample.

4)Never pay retail for these items (the coupons are way too easy to come by):

  • Toiletries: toothpaste, shampoo, soap, toilet paper and big brand cosmetics.
  • Cleaning items (if you use name brand), if you prefer even cheaper and more natural products check out Anissa’s tips in the post below.
  • Cereal: these coupons are especially fab when combined with store specials!
  • Baby items: if you don’t see your favorite brands listed in circulars, these are extremely easy to obtain with a visit to a website or a complimentary e-mail.
  • Big brand OTC medications: if you aren’t big on the generics you can almost always find a coupon for Tylenol, Advil, Claritin, etc.
So there are a few of my “lazy couponer” tips. Even with my lack of attention to coupon detail– I always manage to save about 30-40% off my grocery bill.

I would love to hear about your favorite simple couponing tips!


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Thursday, June 18, 2009

Homemade Cleaning Supplies

Lately, I’ve been telling people about some easy ways to save money on household cleaning products. It gives me a great sense of satisfaction finding ways to save money here and there around the home, without having to go out and get a job. It’s my way of “making money”, which is very rewarding. I love the homemade laundry detergent, since it costs only one PENNY per load of wash. WOW. Plus, it’s all natural and safe for babies/kids. I put the link to this recipe at the very bottom.

Just as a disclaimer, I did not create these tips and recipes, but I did do all the research online and compiled the tips from various places and listed those that I found to be the best.

I use this to replace my kitchen and bathroom disinfectant cleaners:
Disinfectant all purpose cleaner: Mix a few drops of natural (Castile) soap, 2 cups water, and 15 drops each of tea tree and lavender essential oil (you can use just the tea tree oil- but 30 drops, which is what I do). You can spray this on all surfaces, like cutting boards, counters, toilets, walls, (except it will streak glass). This stuff disinfects (thanks to the tea tree oil) but is so safe you can actually spray it on your baby - you can’t say that about most commercial household cleaners.

I use this for my All Purpose Cleaner (Like 409) replacement:
All-Purpose Cleaner: Mix 1/2 cup vinegar and 1/4 cup baking soda (or 2 teaspoons borax) into 2 liters water. Store and keep. Use for bath and kitchen counters, toilet exterior, refrigerator, Laundry Room, Sinks, Microwave, removal of water deposit stains on shower stall panels. This will streak, so not recommended on windows and mirrors.

I use this for my Windex and Hardwood floor cleaner replacement:

1:1 Ratio of water and vinegar. Store and keep in spray and squirt bottles. Use for chrome fixtures, windows, mirrors, appliance fronts, bathroom floors and hardwood floors. I've actually started adding about 15 drops of tea tree oil to this mixture now so that I get that extra disinfecting boost for my floors, since I have a 8 month old that crawls around on them constantly.

I use this to replace my Clorox Soft Scrub:
Toilet Bowl Cleaner: Mix 1/4 cup baking soda and 1 cup vinegar, pour into basin and let it set for a few minutes. Scrub with brush and rinse. A mixture of borax (2 parts) and lemon juice (one part) will also work.
Tub and Tile Cleaner: For simple cleaning, rub in baking soda with a damp sponge and rinse with fresh water. For tougher jobs, wipe surfaces with vinegar first and follow with baking soda as a scouring powder. (Vinegar can break down tile grout, so use sparingly.)

I am using this to replace my wood furniture cleaner:
Mix 1 cup olive oil with cup lemon juice. Furniture polish for your hardwood furniture.

Just some other tips in general:
Vinegar
Bathroom - Clean the bathtub, toilet, sink, and countertops. Use pure vinegar in the toilet bowl to get rid of rings. Flush the toilet to allow the water level to go down. Pour the undiluted vinegar around the inside of the rim. scrub down the bowl.
Laundry Room - Use vinegar as a natural fabric softener. This can be especially helpful for families who have sensitive skin. Add 1/ cup of vinegar to the rinse cycle in place of store bought fabric softener. Vinegar has the added benefit of breaking down laundry detergent more effectively. (A plus when you have a family member whose skin detects every trace of detergent.)

Lemon Juice
Lemon juice is another natural substance that can be used to clean your home. Lemon juice can be used to dissolve soap scum and hard water deposits. Lemon is a great substance to clean and shine brass and copper. Lemon juice can be mixed with vinegar and or baking soda to make cleaning pastes. Cut a lemon in half and sprinkle baking soda on the cut section. Use the lemon to scrub dishes, surfaces, and stains. Put a whole lemon peel through the garbage disposal. It freshens the drain and the kitchen. Orange peels can be used with the same results.

Microfiber
Another alternative is microfiber cloths which lift off dirt, grease and dust without the need for cleaning chemicals, because they are formulated to penetrate and trap dirt. There are a number of different brands. A good quality cloth can last for several years.
I am using a microfiber broom and mop that rocks! I highly recommend this. After the laundry detergent, this would be my next best find. (Thanks to my friend Gina for giving me this idea. http://www.microfiber-products-online.com/hmk.html) You can launder the dry and wet microfiber pads so you don’t have to buy new ones over and over like the Swiffer products. Plus it is 10 times faster to sweep and mop with this thing than a traditional broom and mop and cleans 10 times better in my opinion. Add that with the homemade floor cleaner and you'll be saving time and money.

How cool is this?:
Microwave cleaning: Place a bowl of straight vinegar or a bowl of water with 1s drops tea tree oil in the microwave, heat for about 2 minutes. Microwave will steam itself and be easy to wipe out with a wet cloth.

Link to homemade laundry detergent recipe:
http://www.thefamilyhomestead.com/laundrysoap.htm
A personal side note about the laundry detergent. I made a batch just as the recipe called for, and it worked out great, but I noticed that my heavy stain loads, like my kids clothes, did not come out like I was wanting. So I just made my second batch of the detergent and this time doubled the Borax and Washing Soda to increase the stain fighting power. This has seemed to do the trick and I'm much happier with the results.

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